/* ==========================================================================
   Калькулятор ипотечного страхования — стили.
   Ядро визуального стиля перенесено 1:1 из дизайна Claude Design
   («Ипотечная страховка.dc.html»). Ниже — секция утилит, которые в дизайне
   давал support.js (атомарные классы fx/col/gap/fs/fw/...), и небольшие
   дополнения для редактируемого КВ и итогов по банку.
   ========================================================================== */

@import url('https://fonts.googleapis.com/css2?family=Onest:wght@400;500;600;700;800&family=JetBrains+Mono:wght@500;600;700&display=swap');

*{box-sizing:border-box}
:root{--bg:oklch(0.965 0.013 215);--card:#ffffff;--ink:oklch(0.27 0.035 245);--muted:oklch(0.56 0.025 240);--line:oklch(0.91 0.012 230);--blue:#1f7ae0;--teal:oklch(0.63 0.115 195);--mint:oklch(0.74 0.12 168);--dark:oklch(0.32 0.06 232);--amber:#b5751a;--red:#d64545}
body{margin:0;background:var(--bg);color:var(--ink);font-family:'Onest',system-ui,sans-serif;-webkit-font-smoothing:antialiased}
.mono{font-family:'JetBrains Mono',monospace;font-feature-settings:'tnum'}
.shell{max-width:1240px;margin:0 auto;padding:24px 22px 64px}
.topbar{display:flex;align-items:center;justify-content:space-between;margin-bottom:22px;gap:14px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:11px;font-weight:800;font-size:18px;letter-spacing:-.01em}
.mark{width:30px;height:30px;border-radius:9px;background:linear-gradient(135deg,var(--blue),var(--teal));display:flex;align-items:center;justify-content:center;color:#fff;font-weight:800;font-size:15px}
.steps{display:flex;align-items:center;gap:8px}
.step{display:flex;align-items:center;gap:8px;padding:7px 14px;border-radius:99px;background:#fff;border:1px solid var(--line);font-size:13px;font-weight:600;color:var(--muted)}
.step .dot{width:20px;height:20px;border-radius:50%;background:var(--line);color:#fff;display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:700}
.step.on{border-color:transparent;background:var(--ink);color:#fff}
.step.on .dot{background:var(--teal)}
.step.done{color:var(--teal);border-color:color-mix(in oklab,var(--teal),#fff 55%)}
.step.done .dot{background:var(--teal)}
.bento{display:grid;grid-template-columns:repeat(6,1fr);gap:16px}
.compact .bento{gap:12px}
.card{background:var(--card);border:1px solid var(--line);border-radius:20px;padding:20px}
.compact .card{padding:16px;border-radius:16px}
.s2{grid-column:span 2}.s3{grid-column:span 3}.s4{grid-column:span 4}.s6{grid-column:span 6}
.lbl{font-size:14px;font-weight:600;color:var(--muted)}
/* Заголовок карточки: отделён от подписей полей цветом, весом и линией-разделителем,
   иначе 12px/700/muted сливается с .fl label (12.5px/600/muted). */
.upper{letter-spacing:.06em;text-transform:uppercase;font-size:12.5px;font-weight:800;color:var(--ink);display:flex;align-items:center;gap:8px}
.upper::before{content:'';flex:none;width:3px;height:14px;border-radius:2px;background:linear-gradient(180deg,var(--blue),var(--teal))}
.card>.upper,.cardhead{padding-bottom:10px;border-bottom:1px solid var(--line)}
.h1{font-size:27px;font-weight:800;letter-spacing:-.02em;margin:0}
.h2{font-size:21px;font-weight:700;letter-spacing:-.01em;margin:0}
.lead{font-size:14px;color:var(--muted);line-height:1.5}
.muted{color:var(--muted)}
.num{font-size:34px;font-weight:800;letter-spacing:-.02em;line-height:1}
.num2{font-size:24px;font-weight:800;letter-spacing:-.01em;line-height:1}
.rng{width:100%;accent-color:var(--teal);cursor:pointer;height:6px}
.gt{display:flex;gap:8px}
.gbtn{flex:1;padding:11px 10px;border-radius:12px;border:1.5px solid var(--line);background:#fff;cursor:pointer;font:inherit;font-size:13.5px;font-weight:600;color:var(--muted);transition:.12s}
.gbtn.on{border-color:var(--blue);background:color-mix(in oklab,var(--blue),#fff 90%);color:var(--blue)}
.risk{flex:1;display:flex;flex-direction:column;gap:3px;align-items:flex-start;padding:12px 14px;border-radius:13px;border:1.5px solid var(--line);background:#fff;cursor:pointer;font:inherit;text-align:left;transition:.12s}
.risk .rt{font-size:14px;font-weight:700;color:var(--muted)}
.risk .rs{font-size:11px;color:var(--muted)}
.risk.on{border-color:var(--teal);background:color-mix(in oklab,var(--teal),#fff 88%)}
.risk.on .rt{color:var(--ink)}
.estimate{grid-column:span 6;background:linear-gradient(120deg,var(--dark),color-mix(in oklab,var(--teal),var(--dark) 42%));color:#fff;border:none;display:flex;align-items:center;justify-content:space-between;gap:22px;flex-wrap:wrap;padding:24px 28px}
.metric{display:flex;flex-direction:column;gap:6px}
.metric .mk{color:rgba(255,255,255,.65);font-size:13px;font-weight:500}
.metric .mv{font-size:30px;font-weight:800;letter-spacing:-.01em}
.metric.big .mv{font-size:34px}
.vdiv{width:1px;align-self:stretch;background:rgba(255,255,255,.16)}
.cta{background:var(--blue);color:#fff;border:none;border-radius:13px;padding:14px 24px;font:inherit;font-size:15px;font-weight:700;cursor:pointer;display:inline-flex;align-items:center;gap:9px;transition:.14s}
.cta:hover{filter:brightness(1.06)}
.cta:disabled{opacity:.4;cursor:not-allowed}
.cta.lg{padding:16px 28px;font-size:16px}
.cta.w100{width:100%;justify-content:center}
.cta.sm{padding:9px 16px;font-size:13px;border-radius:10px}
.ghost{background:#fff;border:1px solid var(--line);border-radius:12px;padding:10px 16px;font:inherit;font-size:14px;font-weight:600;color:var(--ink);cursor:pointer;display:inline-flex;align-items:center;gap:7px}
.ghost:hover{border-color:var(--ink)}
.ghost.dk{background:rgba(255,255,255,.12);border-color:rgba(255,255,255,.25);color:#fff}
.input{width:100%;padding:12px 14px;border-radius:12px;border:1.5px solid var(--line);background:#fff;font:inherit;font-size:15px;color:var(--ink);outline:none}
.input:focus{border-color:var(--blue)}
.input.err{border-color:var(--red);background:#fdf2f2}
.sel{cursor:pointer;padding-right:30px}
.fl{display:flex;flex-direction:column;gap:6px}
.fl label{font-size:12.5px;font-weight:600;color:var(--muted)}
.agebadge{display:inline-flex;align-items:center;background:color-mix(in oklab,var(--teal),#fff 85%);color:var(--teal);font-size:12px;font-weight:700;padding:4px 9px;border-radius:8px}
.swrap{position:relative;display:inline-block;width:40px;height:24px;cursor:pointer}
.swrap input{opacity:0;width:0;height:0;position:absolute}
.sw{position:absolute;inset:0;background:var(--line);border-radius:99px;transition:.15s}
.sw::before{content:'';position:absolute;width:18px;height:18px;left:3px;top:3px;background:#fff;border-radius:50%;transition:.15s;box-shadow:0 1px 2px rgba(0,0,0,.2)}
.swrap input:checked+.sw{background:var(--teal)}
.swrap input:checked+.sw::before{transform:translateX(16px)}
.discctrl{display:flex;align-items:center;gap:10px;flex-wrap:wrap}
.stepper{display:inline-flex;align-items:center;gap:7px}
.stepbtn{width:28px;height:28px;border-radius:9px;border:1.5px solid var(--line);background:#fff;font:inherit;font-size:16px;font-weight:700;cursor:pointer;color:var(--ink);display:flex;align-items:center;justify-content:center;line-height:1}
.stepbtn:hover{border-color:var(--blue);color:var(--blue)}
.stepbtn:disabled{opacity:.4;cursor:not-allowed}
.stepval{min-width:52px;text-align:center;font-weight:700;font-family:'JetBrains Mono',monospace;font-size:15px}
.qrow{display:flex;gap:5px;flex-wrap:wrap}
.qbtn{padding:5px 11px;font-size:12px;border-radius:8px;border:1px solid var(--line);background:#fff;cursor:pointer;font:inherit;font-weight:600;color:var(--muted)}
.qbtn:hover{border-color:var(--blue);color:var(--blue)}
.qbtn.on{border-color:var(--blue);background:color-mix(in oklab,var(--blue),#fff 90%);color:var(--blue)}
.sharesbar{display:flex;height:9px;border-radius:99px;overflow:hidden;background:var(--line)}
.sharesbar .b{background:var(--blue)}.sharesbar .c{background:var(--teal)}
.badgeS{font-size:11px;font-weight:700;padding:4px 9px;border-radius:7px;display:inline-flex;gap:4px;align-items:center;white-space:nowrap}
.bg-green{background:color-mix(in oklab,var(--teal),#fff 82%);color:var(--teal)}
.bg-blue{background:color-mix(in oklab,var(--blue),#fff 85%);color:var(--blue)}
.bg-amber{background:#fdf0d5;color:var(--amber)}
.bg-red{background:#fdecec;color:var(--red)}
.bg-grey{background:var(--bg);color:var(--muted)}
.best{grid-column:span 6;border:1.5px solid var(--teal);background:color-mix(in oklab,var(--teal),#fff 94%);border-radius:20px;padding:22px 26px;display:flex;gap:26px;flex-wrap:wrap;align-items:center}
.bestcol{display:flex;flex-direction:column;gap:5px}
.bstat{display:grid;grid-template-columns:repeat(3,auto);gap:8px 26px}
.bstat .sk{font-size:12px;color:var(--muted)}
.bstat .sv{font-size:15px;font-weight:700;font-family:'JetBrains Mono',monospace}
.bhero{background:#fff;border-radius:15px;padding:14px 18px;display:flex;gap:24px;align-items:center;border:1px solid color-mix(in oklab,var(--teal),#fff 70%)}
.bhero .hk{font-size:12px;color:var(--muted)}
.bhero .hv{font-size:23px;font-weight:800;font-family:'JetBrains Mono',monospace;letter-spacing:-.01em}
.bhero .hv.teal{color:var(--teal)}
.toolbar{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin:16px 0 12px}
.toolbar .tl{font-size:12.5px;font-weight:600;color:var(--muted)}
.otable{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}
.ohead{background:var(--bg);font-size:11px;text-transform:uppercase;letter-spacing:.03em;font-weight:700;color:var(--muted)}
.cv{font-size:14px;font-weight:600;overflow-wrap:anywhere}
.cv.mono{font-size:14px}
.cv.big{font-size:16px;font-weight:800}
.cv.teal{color:var(--teal)}
.badgestack{display:flex;flex-direction:column;gap:4px;align-items:flex-start}
.detail{grid-column:1/-1;background:var(--bg);border-radius:12px;padding:14px 16px;margin-top:4px}
.dgrid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.dk{font-size:11px;color:var(--muted)}
.dv{font-size:14px;font-weight:700;font-family:'JetBrains Mono',monospace}
.linkbtn{background:none;border:none;padding:0;font:inherit;font-size:12px;font-weight:600;color:var(--blue);cursor:pointer;text-decoration:underline;text-underline-offset:2px}
.summary{background:var(--dark);color:#fff;border:none}
.summary .line{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.12);font-size:14px}
.summary .line:last-child{border-bottom:none}
.summary .line .k{color:rgba(255,255,255,.65)}
.done{max-width:560px;margin:36px auto 0;text-align:center;background:#fff;border:1px solid var(--line);border-radius:26px;padding:44px 40px}
.tickbig{width:72px;height:72px;border-radius:50%;background:color-mix(in oklab,var(--teal),#fff 82%);color:var(--teal);font-size:34px;font-weight:800;display:flex;align-items:center;justify-content:center;margin:0 auto 20px}
.pn{font-family:'JetBrains Mono',monospace;font-size:22px;font-weight:700;letter-spacing:.04em;background:var(--bg);border-radius:13px;padding:14px;margin:16px 0}
.disc{font-size:12px;color:var(--muted);margin-top:20px;line-height:1.5}
.hint{font-size:13px;color:#e0683a;font-weight:600}
.medobox{background:var(--bg);border-radius:12px;padding:12px 14px;margin-top:2px}
.riskbreak{display:flex;gap:8px;flex-wrap:wrap;font-size:11px;color:var(--muted);font-family:'JetBrains Mono',monospace}

/* Строки таблицы предложений: банк-группа + подстроки по рискам */
.orowR{display:grid;grid-template-columns:1.1fr 1.1fr 1fr .9fr .8fr .9fr .9fr .8fr .8fr;gap:10px;align-items:center;padding:11px 18px}
.orowR .cv.big:first-child{align-self:center}
.grpwrap{display:flex;border-bottom:1px solid var(--line)}
.grpwrap:last-child{border-bottom:none}
.grpname{flex:0 0 12.8%;display:flex;flex-direction:column;gap:4px;justify-content:center;padding:12px 0 12px 18px}
.grpbody{flex:1;display:flex;flex-direction:column}
.orowR.sub{grid-template-columns:1.1fr 1fr .9fr .8fr .9fr .9fr .8fr .8fr;padding:11px 18px 11px 0;border-bottom:1px solid var(--line)}
.orowR.sub:last-child{border-bottom:none}
.orowR.warnrow{background:#fdf6ec}
.warnlineR{grid-column:1/-1;font-size:12px;font-weight:600;color:var(--red)}

/* ── Утилиты (замена атомарных классов support.js из дизайна) ── */
.fx{display:flex}
.col{display:flex;flex-direction:column}
.ac{align-items:center}
.jb{justify-content:space-between}
.wrap{flex-wrap:wrap}
.grid{display:grid}
.gap4{gap:4px}.gap6{gap:6px}.gap10{gap:10px}.gap12{gap:12px}.gap14{gap:14px}.gap16{gap:16px}.gap24{gap:24px}
.fs11{font-size:11px}.fs12{font-size:12px}.fs13{font-size:13px}.fs15{font-size:15px}.fs16{font-size:16px}
.fw6{font-weight:600}.fw7{font-weight:700}.fw8{font-weight:800}
.mb8{margin-bottom:8px}.mb12{margin-bottom:12px}.mb16{margin-bottom:16px}
.mt8{margin-top:8px}.mt16{margin-top:16px}
.nowrap{white-space:nowrap}
.ink{color:var(--ink)}
.teal{color:var(--teal)}

/* ── Дополнения: редактируемое КВ и итог по банку ── */
.kvrow{display:flex;align-items:center;justify-content:space-between;gap:10px}
.kvinput{width:64px;text-align:center;padding:7px 8px;border-radius:9px;border:1.5px solid var(--line);background:#fff;font:inherit;font-size:14px;font-weight:700;font-family:'JetBrains Mono',monospace;color:var(--ink);outline:none}
.kvinput:focus{border-color:var(--blue)}
.grptotal{font-size:12px;color:var(--muted)}
.grptotal b{font-family:'JetBrains Mono',monospace;color:var(--ink)}
.grptotal b.teal{color:var(--teal)}

@media(max-width:900px){.orowR{grid-template-columns:1fr 1fr}}
@media(max-width:900px){.bento{grid-template-columns:1fr}.s2,.s3,.s4,.s6,.estimate,.best{grid-column:span 1}}
@media(max-width:820px){
  .ohead{display:none}
  .grpwrap{flex-direction:column}
  .grpname{flex-basis:auto;padding:14px 16px 0}
  .orowR.sub{grid-template-columns:1fr 1fr;padding:12px 16px}
  .dgrid{grid-template-columns:1fr 1fr}
}